GENIUS Help Centre

Frequently Asked Questions

The answers most of our users need, right here, no searching required.

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Need more answers? Reach us at
info@geniusforyou.com

Who can use Genius?

Genius is available to individuals and businesses in Nigeria and North America. Anyone with a valid ID and phone number can open a personal account.

How do I join as a merchant?

Download the Genius app, select 'Business Account' and complete the business onboarding flow. You'll need your CAC number and BVN.

How do I get paid?

Payments from customers are credited to your Genius wallet instantly. You can transfer to any bank account at any time.

Can I sell services or just products?

You can sell both products and services through the Genius marketplace. Simply list your offerings and set your pricing.

Is the credit really interest-free?

Yes. Genius offers 30-day interest-free credit. After 30 days, flexible repayment options apply.

How do I complete KYC verification?

Go to your profile settings, tap 'Verify Identity', and follow the steps to upload your ID, selfie, and proof of address.

How do I integrate the Merchant API?

Visit our developer documentation to get your API keys and start integrating virtual accounts and payment flows into your product.

Is my account secure?

Yes. Genius uses bank-grade encryption, multi-factor authentication, and is regulated by the CBN and NDIC.

Contact Us

Nigerian Address

1c Layi Yusuf, Admiralty Way, Lekki Phase 1, Lagos

Whether you have questions about our products, need account support, or want to explore partnership opportunities, our team is ready to help.