The BusinessAccount Built toHelp You Grow.
Manage your cash flow, access working capital when you need it, and sell your products to thousands of customers, all from one business account.
The BusinessAccount Built toHelp You Grow.
Manage your cash flow, access working capital when you need it, and sell your products to thousands of customers, all from one business account.




Fully licensed and regulated in Africa and North America. Your funds are protected under the highest regulatory standards.
Trusted by institutions and platforms







Powering Your Business Growth
Genius by Pettysave gives you full visibility over your business finances and scale your operations.
Smart Financial Co-Pilot
See exactly what's coming in and going out. Track daily transactions, control what your team members can access, and use built-in analytics to understand how your business is performing.
Instant Revolving Credit
Get access to working capital when your business needs it. Use it to restock inventory, pay suppliers, or cover operational costs and repay as your cash flow allows.
Unified In-App Marketplace
Turn your account into a powerful storefront. Upload your inventory, process daily orders, and sell directly to the vast Genius consumer network.
Built for Complete Business Control
Seamless Business Payments
Process customer payments and daily transfers instantly.
Automated Corporate Savings
Automate business savings to effortlessly build financial reserves.
Inventory & Order Tracking
Monitor stock levels and fulfil customer orders in real-time.
Merchant APIs & BaaS
Integrate our virtual accounts and payment rails into your platform.
AI-Powered Security
Advanced fraud protection and automated KYC to keep funds safe.
Need more answers? Reach us at
info@geniusforyou.com
Who is a Merchant?
How do I join as a merchant?
How do my business save on Genius?
Do merchants pay any commission fees to sell on the Genius Marketplace?
Can I use the same phone number for both a personal and merchant account?
What people are saying
Since joining Genius, I've seen a significant increase in sales. Customers can buy now and pay later, and I get paid instantly. It's really a blessing.
Mrs. Ose A., Grocery Vendor, Lagos
The fact say I fit track my savings, see how much i dey collect and plan better for my future don help me better when it comes to moni matter.
Aisha G., Teacher, Ibadan
Genius has helped my saving habit. Now I save a minimum of 1% of my sales transactions, and I don't even feel it. I got a payout after 180 days with interest that beat my Ajo man.
John M., Electronics Merchant, Abuja
I unlocked a business loan after just three months of consistent saving and I used it to restock my shop and expand.
Fatou S., Fashion Designer, Kano
I don see plenty new customers since I don enter Genius marketplace and i don use the trust wey the platform get collect plenty moni for my business
Emeka O., Home Essentials Vendor, Port Harcourt
Ready to join the Genius ecosystem?
Download the app for your personal finances, or open a business account to start scaling today.
You need help? We're
here to assist you!
Whether you have questions about our products, need account support, or want to explore partnership opportunities, our team is ready to help.