GENIUS Beyond Banking

The BusinessAccount Built toHelp You Grow.

Manage your cash flow, access working capital when you need it, and sell your products to thousands of customers, all from one business account.

Genius Business
NDICCBNFINTRAC CANAFE & Canada

Fully licensed and regulated in Africa and North America. Your funds are protected under the highest regulatory standards.

Trusted by institutions and platforms

Federal Ministries, Departments & AgenciesLagos State Civil Service via NUT AlimoshoPayAfrika (South Africa)BloomePay (Canada)Federal Road Safety Corps of NigeriaStrategic Outsourcing LimitedOneApp (Nigeria)
Credit That Grows With You

Powering Your Business Growth

Genius by Pettysave gives you full visibility over your business finances and scale your operations.

Smart Financial Co-Pilot

See exactly what's coming in and going out. Track daily transactions, control what your team members can access, and use built-in analytics to understand how your business is performing.

Instant Revolving Credit

Get access to working capital when your business needs it. Use it to restock inventory, pay suppliers, or cover operational costs and repay as your cash flow allows.

Unified In-App Marketplace

Turn your account into a powerful storefront. Upload your inventory, process daily orders, and sell directly to the vast Genius consumer network.

Marketplace & Rewards

Built for Complete Business Control

Seamless Business Payments

Process customer payments and daily transfers instantly.

Automated Corporate Savings

Automate business savings to effortlessly build financial reserves.

Inventory & Order Tracking

Monitor stock levels and fulfil customer orders in real-time.

Merchant APIs & BaaS

Integrate our virtual accounts and payment rails into your platform.

AI-Powered Security

Advanced fraud protection and automated KYC to keep funds safe.

Questions? wehave answers

Need more answers? Reach us at
info@geniusforyou.com

Who is a Merchant?

How do I join as a merchant?

How do my business save on Genius?

Do merchants pay any commission fees to sell on the Genius Marketplace?

Can I use the same phone number for both a personal and merchant account?

What people are saying

Since joining Genius, I've seen a significant increase in sales. Customers can buy now and pay later, and I get paid instantly. It's really a blessing.

MO

Mrs. Ose A., Grocery Vendor, Lagos

The fact say I fit track my savings, see how much i dey collect and plan better for my future don help me better when it comes to moni matter.

AG

Aisha G., Teacher, Ibadan

Genius has helped my saving habit. Now I save a minimum of 1% of my sales transactions, and I don't even feel it. I got a payout after 180 days with interest that beat my Ajo man.

JM

John M., Electronics Merchant, Abuja

I unlocked a business loan after just three months of consistent saving and I used it to restock my shop and expand.

FS

Fatou S., Fashion Designer, Kano

I don see plenty new customers since I don enter Genius marketplace and i don use the trust wey the platform get collect plenty moni for my business

EO

Emeka O., Home Essentials Vendor, Port Harcourt

Ready to join the Genius ecosystem?

Download the app for your personal finances, or open a business account to start scaling today.

You need help? We're
here to assist you!

Whether you have questions about our products, need account support, or want to explore partnership opportunities, our team is ready to help.

Contact us via Email