Grow Your Business.Empower Your Wallet.

Whether you're a business or local vendor, Genius helps you save, access interest free credit, and manage cash easily.

Licensed by

N.D.I.C.C.B.N.
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Business Growth Made Simple with Genius

Simple Tools to Power
Your Business Growth

Grow your business easily with Genius, save, access credit, and manage finances in one app.

  • benefit

    Open a Free Business Account in Minutes

    Open a business account with ease, no paperwork, no stress. Get full control, zero fees, and 24/7 support.

  • benefit

    Saving Made Easy for Growing Businesses

    Genius helps your business save automatically while keeping your cash flow intact.

  • benefit

    Take Your Business to the Next Level

    Level up your business with smart savings, easy credit, and simple money tools, all in one app.

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Flexible Credit,
Built Around You

Tired of complex loans and high rates? Genius gives you instant interest free credit and smart loans tailored to you.

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    30-day interest-free spending limit

    Easy sign up, simple KYC, instant access

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    Quick access to bigger loans as you build trust

    Easy sign up, simple KYC, instant access

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    Fast, simple onboarding with basic kyc

    Tap into credit the Genius way

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    Flexible repayment that fits your cash flow

    Tap into credit the Genius way

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Three Simple Moves
to Get Started

Turn your phone into a smart money tool. Save, spend, and grow better with Genius.

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    Download the Genius Credit App

    Available on Android & iOS

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    Sign Up & Complete KYC

    Takes less than 10 minutes

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    Start Saving & Selling Smart

    List your products, activate savings, and unlock your financial potential.

Questions? wehave answers

Need more answers? Reach us at
info@geniusforyou.com

Who is a Merchant?

How do I join as a merchant?

How do my business save on Genius?

Do merchants pay any commission fees to sell on the Genius Marketplace?

Can I use the same phone number for both a personal and merchant account?

What people are saying

Since joining Genius, I've seen a significant increase in sales. Customers can buy now and pay later, and I get paid instantly. It's really a blessing.

Mrs. Ose A., Grocery Vendor, Lagos

The fact say I fit track my savings, see how much i dey collect and plan better for my future don help me better when it comes to moni matter.

Aisha G., Teacher, Ibadan

Genius has helped my saving habit. Now I save a minimum of 1% of my sales transactions, and I don't even feel it. I got a payout after 180 days with interest that beat my Ajo man.

John M., Electronics Merchant, Abuja

I unlocked a business loan after just three months of consistent saving and I used it to restock my shop and expand.

Fatou S., Fashion Designer, Kano

I don see plenty new customers since I don enter Genius marketplace and i don use the trust wey the platform get collect plenty moni for my business

Emeka O., Home Essentials Vendor, Port Harcourt

Ready to Take Control of Your Personal Finances?

Join thousands of smart Africans building wealth, saving better, and accessing credit with ease, only on Genius.