Whether you're a merchant looking to grow your business, a shopper needing flexible credit, or an agent ready to earn more, Genius gives you the tools to save smarter, spend wiser, and unlock real financial freedom.
Licensed by
Empowering smarter
finances through AI.
We believe credit should be responsible, empowering, and growth-driven, helping individuals and businesses reach their full financial potential.
Smarter Credit, Powered by AI
We empower you to build responsible credit habits and grow your business with smart financial planning.
Tools to Grow and Save Better
We provide access to interest-free credit and automated savings through powerful AI-driven tools.
Your Phone. Our App.
Smarter Life.
Turn your phone into a smart money tool. Save, spend, and grow better with Genius.
All-in-One Money Tools
Grow your money, access flexible credit, and manage your finances—all in one simple app.
Finance, Made Simple
Easy sign up, simple KYC, instant access
Become a Genius Agent
As a Genius Agent, you're more than just a referrer, you're a change-maker in your community.
Refer & Earn Instantly
Refer others to save, shop, and access credit while you earn instant, no-strings-attached commissions.
Grow Your Income, Make Real Impact
With Genius, you can earn by helping others access smart financial tools,turning impact into income.
Earn from Your Network
Help others make smarter money moves and get rewarded every time they join through your referral.
All in one platform for
enhanced control.
This innovative concept strives to streamline operations to the providing users with heightened efficiency
Access 30-Day Interest-Free Credit
Get Instant Approval after Simple KYC
Spend in Our Merchant Marketplace
Pay Flexibly & Earn Cashback for Repayments
Need more answers? Reach us at
info@geniusforyou.com
Who can use Genius?
Can I sell services or just products?
How do I become an Agent?
How do I join as a merchant?
Is the credit really interest-free?
Ready to Get Started?
There's a place for everyone on Genius, from students to professionals and entrepreneurs.
You need help? we're
here to assist you!
We're here to assist you! Whether you need more information about our courses or have any other inquiries, feel free to reach out to us.